Auto-earn rules
OKX Auto-earn is a value-added service that allows you to have your crypto automatically deposited into the OKX Simple Earn Flexible Program. You'll earn market-based interest on an hourly basis, and may withdraw their assets from Auto-earn at any time. The entire process is secured by our reliable risk management system so that you can earn profits while their assets are protected.
Use of assets
Crypto assets from Auto-earn will be used to facilitate the provision of our other services.
Subscription and redemption
1. Enrollment
By enrolling in Auto-earn, you are agreeing that all of the assets in your Funding account will be placed in Earn offers when offers become available for the particular assets that you hold. Upon enrollment, we'll move assets from a user's Funding account into Earn offers when they become available, if the asset has not had any activity in the past 6 hours. Assets in Trading accounts and Margin assets don't qualify for Auto-earn.
Eligibility: All users are eligible to participate in Auto-earn. However, in order to enjoy the bonus APY offered in a particular cryptocurrency, you'll need to complete identity verification.
Example: you buy BTC > your 6-hour timer starts > then you convert BTC 2 hours later > your 6-hour timer starts over.
Following enrollment, the crypto held in your Funding account will be placed in an Earn offer when an offer becomes available. Even if no offer is available, all crypto will remain in the Earn program until a user unenrolls.
2. Redemption
You can redeem their crypto at any time. You'll receive the redeemed crypto immediately. Redeemed crypto will not participate in the next round of Auto-earn or generate interest for you until the 6-hour timer of inactivity of that asset has passed.
3. Unenrollment
You can unenroll from Auto-earn through the Portfolio or Earnings page under Earn tab. Once you unenroll from Auto-earn, assets will not automatically participate in any additional rounds of interest generation. You can always choose to re-enroll in Auto-earn from the Portfolio page or My Earnings page.
Rules for deposit limits
The table below shows the deposit limits in the Auto-earn program for different crypto. Master accounts and sub-accounts share the deposit limit. There's no redemption limit. We reserve the right to adjust the deposit and redemption limits based on the latest market developments and risks.
Crypto Deposit limit
Crypto | Deposit Limit |
BTC | 50 |
LTC | 10,000 |
ETH | 1,000 |
ETC | 40,000 |
USDT | 5,000,000 |
XRP | 500,000 |
EOS | 50,000 |
BCH | 1,000 |
TRX | 5,000,000 |
QTUM | 10,000 |
BSV | 1,000 |
DASH | 200 |
NEO | 1,000 |
OKB | 100,000 |
ONT | 100,000 |
ADA | 1,500,000 |
ZEC | 4,000 |
IOST | 10,000,000 |
OMG | 20,000 |
XLM | 2,000,000 |
BTT | 100,000,000 |
ATOM | 20,000 |
ALGO | 100,000 |
XMR | 5,000 |
LINK | 50,000 |
BTM | 200,000 |
HC | 20,000 |
ZIL | 2,000,000 |
ELF | 200,000 |
IOTA | 300,000 |
XTZ | 50,000 |
VSYS | 500,000 |
HBAR | 200,000 |
RVN | 50,000 |
THETA | 300,000 |
NAS | 100,000 |
SNT | 2,000,000 |
XEM | 500,000 |
COMP | 100 |
KNC | 20,000 |
DOGE | 10,000,000 |
DOT | 50,000 |
SRM | 5,000 |
ANT | 5,000 |
SNX | 2,000 |
MKR | 100 |
ZRX | 100,000 |
BAT | 50,000 |
WAVES | 5,000 |
YFI | 1 |
YFII | 5 |
SUSHI | 2,000 |
CRV | 2,000 |
UMA | 500 |
BAND | 500 |
JST | 200,000 |
REN | 20,000 |
KSM | 200 |
TRB | 200 |
RSR | 200,000 |
WNXM | 200 |
BAL | 200 |
STORJ | 20,000 |
LRC | 50,000 |
SWRV | 1,000 |
SUN | 200 |
UNI | 10,000 |
AVAX | 2,000 |
FLM | 10,000 |
ZEN | 2,000 |
FIL | 1,000 |
AAVE | 500 |
CVC | 100,000 |
GRT | 30,000 |
NEAR | 15,000 |
EGLD | 500 |
BNT | 15,000 |
1INCH | 5,000 |
MIR | 2,000 |
TORN | 150 |
MASK | 5,000 |
CFX | 20,000 |
CHZ | 30,000 |
MANA | 600,000 |
ALPHA | 15,000 |
LUNA | 3,000 |
FTM | 150,000 |
CONV | 300,000 |
SKL | 50,000 |
DORA | 1,000 |
ENJ | 20,000 |
MATIC | 100,000 |
FLOW | 5,000 |
SAND | 50,000 |
PERP | 5,000 |
ANC | 5,000 |
SC | 500,000 |
CRO | 250,000 |
LAMB | 500,000 |
LPT | 2,000 |
CELR | 1,000,000 |
XCH | 1,000 |
LAT | 50,000 |
CSPR | 100,000 |
ICP | 3,000 |
SHIB | 100,000,000,000 |
NANO | 3,000 |
AKITA | 6,000,000,000 |
MINA | 15,000 |
BZZ | 10,000 |
KAR | 15,000 |
YGG | 10,000 |
CLV | 25,000 |
EFI | 20,000 |
CQT | 30,000 |
WNCG | 10,000 |
SLP | 100,000 |
AGLD | 10,000 |
NYM | 4,000 |
ASTR | 70,000 |
DOME | 400,000 |
API3 | 1,000 |
RSS3 | 6,000 |
UMEE | 40,000 |
LOOKS | 2,500 |
GLMR | 1,000 |
SOS | 1,500,000,000 |
BICO | 1,000 |
PEOPLE | 150,000 |
NFT | 1,000,000,000 |
IMX | 6,500 |
ENS | 100 |
BABYDOGE | 2,000,000,000,000 |
KISHU | 1,500,000,000,000 |
STARL | 90,000,000 |
GODS | 500 |
Interest rate setting and interest distribution
1. Interest rate setting
We set APY based on borrowing demand every hour. By enabling Auto-earn, we'll automatically match the user with the current market APY.
2. Interest calculation and distribution
For you whose lending offers are successfully matched on the hour T, the hourly interest for the corresponding loan amount from T to T+1 will be distributed on the hour T+1.
3. Minimum balance requirement for interest generation
Crypto price ≥ 1,000 USDT: Balance of 0.0001 of token required
100 USDT≤ Crypto price < 1,000 USDT: 0.001
10 USDT≤ Crypto price < 100 USDT: 0.01
1 USDT≤ Crypto price < 10 USDT: 0.1
Crypto price < 1 USDT: 1
Note: crypto prices are updated at 16:00 UTC every day.